Florida's ESA program gives families incredible flexibility — but that freedom comes with strict rules. Step Up For Students audits accounts regularly, and even well-meaning parents can trigger a flag.

Here are 5 purchases to avoid:

1. General art supplies not tied to curriculum

2. Sports equipment without an approved vendor

3. Field trips without prior documentation

4. Electronics not listed in the purchasing matrix

5. Tutoring from unlicensed providers

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What to do instead:

Always cross-reference the approved purchasing matrix before spending. When in doubt, contact your ESA navigator before making the purchase — not after.